Understand yourinvestments better

Investory is a portfolio analysis platform for Indian retail investors. You import your holdings once — by syncing your broker or uploading a CSV/PDF — and Investory pulls real fundamentals for each stock, scores them on quality, valuation, and momentum, and sends you a quarterly report with a portfolio health score and plain-English AI summaries.

Create a free account, then either connect your Upstox account or upload a holdings file from any broker. Investory reads your holdings, pulls fundamentals for each stock, and builds your analysis in seconds. No credit card is required to start.

No. Investory is built to turn raw fundamentals into plain-English scores and summaries, so you get a clear read on each holding without needing to interpret financial statements yourself. Our guides and glossary explain every metric in simple terms.

Yes. The Track plan is free forever — analyze one portfolio with up to 10 holdings, with full access to the scoring engine. You only upgrade if you want AI summaries, quarterly reports, broker sync, or more holdings.

You can sync directly with Upstox, or upload a holdings file from any Indian broker including Zerodha, Groww, Angel One, ICICI Direct, and HDFC Securities. CDSL e-CAS statements are supported too. The AI file parser understands almost any format automatically.

Direct one-click sync is currently available for Upstox, using read-only OAuth. For every other broker (Zerodha, Groww, Angel One and others), you upload a holdings file — the AI parser extracts your holdings automatically, so it only takes a moment.

CSV, Excel, and PDF — including broker holdings exports and CDSL e-CAS statements. The AI-powered parser reads almost any layout and maps each row to the right stock, correcting ISINs to tickers for Indian stocks automatically.

Investory focuses on direct equity (stock) holdings. If your statement includes mutual funds, the stock holdings are analyzed; fund-level analysis is not the core of the product today.

Investory analyzes 40+ fundamentals per stock, including revenue growth, EBITDA and operating margins, debt-to-equity, return on equity, free cash flow, quarterly revenue and earnings momentum, and promoter holding changes — then rolls them into a single portfolio health score.

Each stock is scored across three dimensions — quality (margins, ROE, debt), valuation (P/E, PEG), and momentum (quarterly revenue and earnings trends). Those combine into a per-stock score, and the per-stock scores roll up into a single portfolio health score so you can see your strongest and weakest holdings at a glance.

Indian stock fundamentals come from the BharatStock API, a dedicated Indian-market data source. The data refreshes regularly, and quarterly figures update as companies report their results.

You get a fresh, data-driven analysis every quarter delivered to your inbox as a PDF, with changes since the last quarter highlighted. You can also open the dashboard any time to see live scores and AI summaries for every holding.

Yes. The Track plan is free forever and lets you analyze one portfolio with up to 10 holdings. Paid plans (Analyze and Advisor) add AI summaries, broker sync, on-demand reports, and unlimited holdings. No credit card is required to start.

Analyze (₹499/month) adds AI portfolio and stock summaries, quarterly PDF reports, Upstox broker sync, 5 portfolios, and 75 holdings. Advisor (₹1499/month) adds unlimited portfolios and holdings, on-demand report generation, and priority data refresh.

Yes. You can cancel from your dashboard at any time. Your plan stays active until the end of the billing period, then automatically moves to the free Track plan — no questions asked.

Yes. Broker connections use read-only OAuth, so Investory can never trade or withdraw — and your broker password is never seen or stored. Data is encrypted at rest with AES-256 and in transit with TLS. We never sell or share your data, and you can delete your account and all data at any time.

No. Broker access is strictly read-only — Investory can view your holdings but can never place trades, withdraw funds, or modify your broker account in any way.

Yes. You own your data. You can disconnect a broker or delete your account at any time, and everything is permanently removed.